As you all know, many medical test aren’t necessary, but did you know 95% of test doctors order do not find the problem? So why are they ordered? I bet doctors and malpractice attorneys know why! Worse yet, when they do know what’s wrong and you need life saving medication, many pharmaceutical companies are jacking up the price of some common prescription medications anywhere from 1000% to 10,000%! And did you know the major insurance companies charge single people more for insurance than married ones. They claim they’re more responsible and don’t take as many risk. Then there are those hospitals that charge triple some other ones in there area – not that their greedy!
The June issue of Health Affairs verified what the Obama administration knew years ago, when they reported some hospitals charge as much as 10 times the medicare rate. spurring them to published some cost comparisons and popular procedures at hospitals to encourage conscientious people to go to places with scruples. Is it any surprise the Republican stranglehold and retirement state of Florida has 20 of the top 50 most expensive hospitals?
Under just plain boneheaded: We have thousands of kids taking their parents unfinished prescription drugs and mixing them in a bowl, then taking a handful to see what they’ll do. Smart! Real smart! Fortunately my 16 year old daughter thinks it’s as insane as I do. Thank goodness!
I want to warn millennials about more scams to get your money into the stock market. Digital savings companies have sprouted up with easy to use low cost fees using your smartphone. One called STASH has you pick from 30 different exchange traded funds (ETF’s) they renamed “Social Media Mania” to make it sound less like a stock market investment and more of a fun social media chat-room. Even the most experienced professionals would have a hard time picking from this massive list of thousands of companies. But to suck you in further, it’s only $5 to start plus $1 a month. Two others, ACORNS and DIGIT are more than happy to set up accounts tied to your checking, credit, or debit card. They are also kind enough to take your money and put it in any ETF’s they feel like. DIGIT even sends you fun animated images, from the moment of your first deposit to certain milestones thereafter.
Taking a page from telemarketers and sinking to deaths never seen before, investment companies are now offering complete robo-run investing. After answering some questions about yourself and your financial goals, the computer takes your money and invest it anyway it pleases. As usual they are complicated with supposedly low fees, some even offer free accounts. But they re-balance your portfolio by automatically buying and selling shares whenever it feels like it as market conditions change. Ka-Ching! How many times do you suppose they “churn” your investments (perhaps as often as weekly) to charge you commission on all those buy and sell orders?
What else is new? The most murderous country the world has ever know is up to 1 mass murder rampage a day (four or more victims) year round. It’s a national disgrace! California Governor Jerry Brown blamed his neighboring GOP states for not banning these weapons of mass destruction used in the slayings that came from their states. Until the federal government slithers out from under the giant foot of NRA and weapons manufacturing lobbyist, and joins all us reasonable states that ban military weapons and high capacity magazines made for mowing down the enemy – this well continue.
The rest of the world is making sure their countries DO NOT follow our example by strengthening already stringent gun laws that have either banned all guns or military weapons and high capacity magazines. They are also working together both on a local and national scale through cooperation across former religious divides and regional squabbles – the exact opposite our country. Australia is actually celebrating their 20th year without even one mass murder since banning military weapons and high capacity magazines after just ONE incident! And many other countries are equally successful that allow guns with limited rounds.
When will congress finally do their job instead of partnering with the NRA and protect my daughter. Yes my daughter! This is personnel! To reiterate, why don’t I have any right in a so-called “democracy” to join the other 315 million non-NRA, non-hallucinogenic, non-paranoid citizens to ban these weapons of mass executions not necessary for hunting or adequate home defense, and gun shows that sell them like candy? As well as mandatory background checks. WHERE’S MY RIGHTS AND MY DAUGHTERS to live in peaceful bliss?
Where’s the rights of store owners too? Some states force owners to allow any gun into their stores despite stories like this. We have a local convenience store where gang shootings and robberies are now common in a formally great neighborhood. After being held up at gunpoint, the owner now only opens and closes the front door for each individual customer he knows – or after thoroughly accessing the others after dark. And he closes at 9 PM now. The problem is, he says, is everyone has a gun in the neighborhood now!
Senator Edward Markey confirmed there’s 100,000 gun deaths and injuries a year, about one mass shooting every day and 150 school shootings since Sandy Hook. That’s more than 4 a month people! Maybe we are too stupid to live…or too corrupt!
Is this what you want our country to look like? Getting back to their roots, the NRA is once again going into schools stupid enough to let them in to promote what we call trap shooting. As usual, it serves them the dual purpose of hooking kids on guns, but more importantly it comes with about $75,000 in gun and related sales over the course of each kids lifetime. Ka-ching!
Backing up my concerns and the store owner in Springfield, far and away, the best story so far this year is E.J. Dionne’s of the Washington Post, who wrote a great story about the right “not” to bear arms! It’s about the 315 million (98.75%) of Americans “not” in the NRA who live in a more sane reality that machine guns with high capacity magazines should “not” be in the hands of our neighbors and shoppers waiting to annihilate anyone who looks at them funny. It’s about “our” right to feel safe in our own homes and yards, go shopping in safety, or go to a movie without fear of us or our kids being riddled with bullets! It’s about guns making the rest of us feel threatened and live in constant fear we’re just “human target shooting droids.” It’s about taking a business owners freedom and right away to ban guns in their own stores without the state telling them they can’t. It’s about all the studies (including gun industry sponsored ones) that as clear as the nose on your face, overwhelmingly verifies houses with guns are less safe for all members of the family and two-thirds of the people support banning assault weapons and high capacity magazines. He points out things as simple as licensing and background checks makes for massive declines in gun murders and 90% of the people agree. And (as I said in my book) the NRA is the enemy of freedom by imposing their twisted, paranoid values on all of us – not the protector they claim to be! WHAT ABOUT OUR RIGHTS!?
Is the super-majority paralyzed by these militarized thugs finally standing up to them and taking back our country? For every soldier killed in the Middle East war 7 people die here. So with the help of conscientious gun owners, gun shops, many dissatisfied NRA members and us non NRA citizens, hopefully this scene in the most radical states may soon become a faded memory.
Hedge funds are back in the news. The destructive rip-offs are now allowing anyone to self-destruct through “alternative funds” for the masses disguised as mutual funds. Most make their computer generated paper money buying shares then selling short as stocks prices fall – remember they bet on them either going up or down: And as you know, they control that movement by selling large batches to get it moving down and then other computers kick in when they reach their down limits – guaranteeing it falls further. Then they gobble them up at fire sale prices. They work best in a down market as reflected by their historical 13% yearly gain compared to a measly 3% since the 2008-09 implosion recovery.
Once again Massachusetts was #1 in energy efficiency thanks to their 2008 Green Communities Act and other aggressive action like the “stretch” building code. It stresses higher insulation rates among many energy saving techniques in new buildings.
Adding to the god news, our electric companies are adding more solar every year to offset huge spikes in energy cost with innovative ways. In the city of Holyoke, Ma. they are allowing solar companies to forgo taxes on rooftop leases in exchange for some of the profits. And Rutland, Vermont was named solar capital of New England with help from their closed landfill that has 7700 solar panels. They’re pushing local generation instead of importing it or using 19th century fossil fuels.